Credit Where it's Due


Nicaraguan Martha Espinoza Osorio received a small loan of $150 to start a business that has helped her move out of poverty and put her four children through university.






  • Credit Where it's Due





Study Guide




The goal of this video is to introduce students to Opportunity International and the work that is being done in Nicaragua with small business loans. Also, to show how this work fits in to the United Nation's Millenium Development Goals (MDG) and/or Sustainable Development Goals (SDG).




1. Show the video "Credit Where it's Due"


2. Ask students to form small groups to describe the following impressions from the video:

  • Who is Martha Osorio and what does she do for a living?

  • How did Opportunity International help her?

  • How do trust banks work?

  • How has Martha's life become a success story?

  • What Millennium Development Goals and/or Sustainable Development Goals does this project relate to?


3. Option for Take-Home Assignment. Using the internet links offered here, find more facts about:

  • Opportunity International

  • United Nations Millennium Development Goals

  • United Nations Sustainable Development Goals

4. Write 1.5 pages on the results of your research emphasizing the Millennium Development Goals and Sustainable Development Goals context for Opportunity International's work in Nicaragua.


5. Group discussion

In groups, first share your short essays and then, asking one person to represent the discussion, make presentations to the class about any or all of the above.
Include suggestions on how students could start an ongoing global justice project or become involved with NGO projects already in existence.